Philippine National Bank PNB

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PNB is trading at a 590% premium.
Price
PHP 26.75
Fair Value
PHP 93.69
Uncertainty
Very High
1-Star Price
PHP 84.58
5-Star Price
PHP 48.29
Economic Moat
Lmh
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
1.99
Price/Sales
0.73
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

Philippine National Bank is engaged in providing financial services to corporations, small and medium markets, retail customers, and various government units and agencies. Its segments consist of the Retail Banking segment involves handling individual customer deposits, and providing consumer-type loans, credit card facilities, and fund transfer facilities; the Corporate Banking segment involves handling loans and other credit facilities and deposit accounts for corporate and institutional customers; Treasury segment involves providing money market, trading, and treasury services, and the management of the Group’s funding operations by use of Treasury bills, government securities; and Other Segments include trust, leasing, remittances, and other support services, etc.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
8,327

Comparables

Valuation

Metric
PNB
SECB
UBP
Price/Earnings (Normalized)
1.998.1016.72
Price/Book Value
0.200.540.69
Price/Sales
0.731.571.34
Price/Cash Flow
1.694.383.52
Price/Earnings
PNB
SECB
UBP

Financial Strength

Metric
PNB
SECB
UBP
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PNB
SECB
UBP
Return on Assets (Normalized)
1.50%1.15%0.69%
Return on Equity (Normalized)
9.57%7.37%4.47%
Return on Invested Capital (Normalized)
Return on Assets
PNB
SECB
UBP

Banks - Regional Industry Comparables

1-Day Chart
Name
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Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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Mizuho Financial Group Inc ADR
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Lloyds Banking Group PLC ADR
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NatWest Group PLC ADR
NWG
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Deutsche Bank AG
DB
ZbrwXhrtx$33.9 Bil

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