Union Bank Of The Philippines Inc UBP

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UBP is trading at a 459% premium.
Price
PHP 38.45
Fair Value
PHP 82.33
Uncertainty
Very High
1-Star Price
PHP 69.82
5-Star Price
PHP 87.43
Economic Moat
Knbs
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
16.59
Price/Sales
1.33
Dividend Yield (Trailing)
2.05%
Dividend Yield (Forward)
2.05%
Total Yield
2.05%

Company Profile

Union Bank Of The Philippines Inc is a company which provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management and trust banking. The group's main operating business segments are Consumer Banking, Corporate and Commercial Banking, Treasury and Headquarters. The majority share of groups revenue is generated from Consumer Banking business segment which principally handles individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities and funds transfer facilities.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
5,482

Comparables

Valuation

Metric
UBP
BNCOM
RCB
Price/Earnings (Normalized)
16.595.9610.09
Price/Book Value
0.680.450.47
Price/Sales
1.331.591.32
Price/Cash Flow
3.504.90
Price/Earnings
UBP
BNCOM
RCB

Financial Strength

Metric
UBP
BNCOM
RCB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UBP
BNCOM
RCB
Return on Assets (Normalized)
0.69%1.18%0.87%
Return on Equity (Normalized)
4.47%9.72%8.17%
Return on Invested Capital (Normalized)
Return on Assets
UBP
BNCOM
RCB

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
NjlgdjvhRwsh$79.5 Bil
Intesa Sanpaolo ADR
ISNPY
TrxlqwjbjbJhylb$77.0 Bil
PNC Financial Services Group Inc
PNC
MnpftjtCfsmtx$72.9 Bil
U.S. Bancorp
USB
QdmyxkvjZkq$70.7 Bil
Itau Unibanco Holding SA ADR
ITUB
WdtckkmcTgqr$61.2 Bil
Truist Financial Corp
TFC
DqhhtczKdzbvfx$56.7 Bil
Mizuho Financial Group Inc ADR
MFG
WzyxrhwjgTmxr$50.7 Bil
Lloyds Banking Group PLC ADR
LYG
QgxyvnllSdddvy$48.3 Bil
NatWest Group PLC ADR
NWG
ZxmyxvtrkWfb$38.2 Bil
Deutsche Bank AG
DB
GjdtPlgr$33.6 Bil

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