University Bancorp Inc UNIB

Morningstar Rating
$16.25 −0.25 (1.52%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UNIB is trading at a 548% premium.
Price
$16.22
Fair Value
$49.85
Uncertainty
Very High
1-Star Price
$17.79
5-Star Price
$32.73
Economic Moat
Wrgdk
Capital Allocation

News

Trading Information

Previous Close Price
$16.50
Day Range
$16.2516.25
52-Week Range
$12.9416.50
Bid/Ask
$16.00 / $16.75
Market Cap
$80.12 Mil
Volume/Avg
1,850 / 3,220

Key Statistics

Price/Earnings (Normalized)
1.75
Price/Sales
0.93
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

University Bancorp Inc is a holding company of University Bank (the Bank). It is a full-service community bank, which offers all customary banking services, including the acceptance of checking, savings and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is located in the Ann Arbor, Michigan metropolitan statistical area. Its segments include The Bank & Midwest (community banking & servicing), ULG (mortgage banking), and UIF (faith-based lending).
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Core
Total Number of Employees
81

Comparables

Valuation

Metric
UNIB
SNLC
OZK
Price/Earnings (Normalized)
1.756.98
Price/Book Value
0.950.95
Price/Sales
0.932.96
Price/Cash Flow
9.115.25
Price/Earnings
UNIB
SNLC
OZK

Financial Strength

Metric
UNIB
SNLC
OZK
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UNIB
SNLC
OZK
Return on Assets (Normalized)
5.50%2.09%
Return on Equity (Normalized)
58.33%14.96%
Return on Invested Capital (Normalized)
Return on Assets
UNIB
SNLC
OZK

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1-Day Chart
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