Capitec Bank Holdings Ltd ADR CKHGY

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CKHGY is trading within a range we consider fairly valued.
Price
$89.95
Fair Value
$99.30
Uncertainty
Very High
1-Star Price
$596.82
5-Star Price
$49.68
Economic Moat
Gbv
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
36.56
Price/Sales
10.79
Dividend Yield (Trailing)
1.47%
Dividend Yield (Forward)
1.47%
Total Yield
1.48%

Company Profile

Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three customer needs: saving, which provides customers the ability to receive and store funds; credit, which satisfies customer needs to access and borrow funds; and transacting, which allows for payments and movement of funds. It operates in three segments: –Retail bank, Business bank, and the Insurance business. Net interest income accounts for more than two-thirds of total company revenue. The company also generates revenue from fees on loans and transactions. Roughly a third of the company's loans are mortgages, and another third are other secured loans. Credit facilities and unsecured credit loans make up most of the remaining loans outstanding.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Large Growth
Total Number of Employees
15,747

Comparables

Valuation

Metric
CKHGY
SBK
IMH
Price/Earnings (Normalized)
36.569.632.90
Price/Book Value
9.331.570.45
Price/Sales
10.792.200.86
Price/Cash Flow
18.980.60
Price/Earnings
CKHGY
SBK
IMH

Financial Strength

Metric
CKHGY
SBK
IMH
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
CKHGY
SBK
IMH
Return on Assets (Normalized)
5.30%1.43%2.64%
Return on Equity (Normalized)
26.61%17.40%17.19%
Return on Invested Capital (Normalized)
Return on Assets
CKHGY
SBK
IMH

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