Synchrony Financial

SYF: XNYS (USA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
	$51.00	Jhjp	Rbbttsrtf

Synchrony Is Enjoying Solid Loan Growth, but Credit Card Charge-Offs Will Continue to Rise

Michael Miller

Jul 31, 2024

Business Strategy and Outlook

Synchrony Financial partners with retailers and medical providers to offer promotional financing as well as private-label and co-branded general-purpose credit cards. While the company’s CareCredit cards and installment loans have consistently performed well, its private-label and co-branded credit cards, co-marketed through partnerships with retailers, can often face material headwinds when retail sales suffer.

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