Target-Date Funds and Annuities...It's Complicated
Can a new wave of target-date strategies be the easy button for retirement income?
As the number of Americans nearing retirement continues to increase, the importance of ensuring a stable income and safeguarding against longevity risk is crucial. Moreover, navigating retirement-income products remains a challenge for both investors and their financial advisors. To address this challenge, financial professionals including advisors and asset managers are using a new strategy to help manage retirement spending: target-date funds with annuities.
These strategies combine the familiarity of target-date funds with the risk protection provided by annuities. For clients who plan to annuitize some or all their retirement savings, they may be a good option, but the decision shouldn’t be taken lightly.
For ways to assist clients in managing their retirement spending and to explore the evolving role of annuities within target-date funds, access the full report.
What's inside
An in-depth analysis of the new wave of target-date strategies featuring annuities.
A detailed examination of the benefits and complexities of these innovative funds.
Insights into how these strategies can help manage retirement spending, along with reasons why these investments aren’t suitable for all investor types.
