Morningstar Retirement Manager

This managed accounts service can help put your employees on the path to their retirement goals with holistic, dynamic, and easily accessible personalized advice.

An illustration showing factors considered in Retirement Manager including pension benefits, retirement age, and savings rates.

Take care of an employee’s retirement strategy beyond just their investments. Morningstar Retirement Manager is designed to make it easy to build a customized strategy.

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Holistic Advice

Help your employees determine how much to save for retirement, how to invest those savings, when to retire, and much more to reach their retirement goals.

Research-Driven Methodology

Build customized portfolios using our Total Wealth Methodology, developed by a team with more than 30 years of experience in asset allocation, portfolio construction, and manager selection.

Fiduciary Support

Let us help you fulfill your fiduciary responsibility. Our platform acts as a 3(21) fiduciary to participants in the Morningstar Retirement Management advice service and a 3(38) fiduciary in our discretionary managed account service.

Competitive Benefits Package

Employees are seeking more financial help from their employers. Differentiate your benefits with a personalized and comprehensive retirement service.

Explore our advice

Prepare your employees for retirement by delivering an extensive range of advice.

Retirement Advice

Contribution Rate

Based on an individual’s personal factors, such as salary and savings goal, Morningstar Retirement Manager can recommend how much to save from each paycheck to reach that goal.

Retirement Advice

Investments

Our platform develops a personalized retirement portfolio depending on a mix of an individual’s personal and financial information.

Retirement Advice

Retirement Age

Keeping an individual’s retirement goals and other financial information in mind, Morningstar Retirement Manager can create an appropriate retirement age recommendation.

Retirement Advice

Social Security

We provide advice on when to take Social Security—often a major factor in an employee’s retirement strategy.

Retirement Advice

Non-Employer Sponsored Accounts

An employee can input any outside account information they have earmarked for retirement. This personal information helps inform the strategy we create.

Retirement Advice

Retirement Income

If available in a plan, our platform can provide advice on annuities or guaranteed lifetime income products.

Morningstar Retirement Manager Features

Morningstar Retirement Manager contains a wide array of capabilities to help provide a holistic, personalized retirement strategy.

Interactive User Interface

The online platform helps participants generate their strategy. Employees input some personal information online, and we take care of the rest.

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Income Secure

Our team can help generate a personalized spend-down plan using your employee’s unique financial and personal factors.

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Personalized Investment Strategies

Managed accounts creates a portfolio based on an individual’s unique circumstances, considering data from their employer, themselves, and the overall industry.

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Ongoing Management

Support employees with professional ongoing management of their retirement accounts by Morningstar Retirement.

Explore more insights from Morningstar

Research

05 min

The Morningstar Center for Retirement & Policy Studies

Research

40 min

Beyond the Retirement Crisis Headlines

Research

40 min

The Evolution of Retirement-Income Adequacy Under ERISA With a Focus on Defined-Contribution Plans

Research

47 min

The Impact of Managed Accounts on Participant Savings and Investment Decisions

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©2024 Morningstar Investment Management LLC. All rights reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. Morningstar Retirement offers research- and technology-driven products and services to individuals, workplace retirement plans, and other industry players. Associated advisory services are provided by Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc.

Morningstar® Retirement Manager℠ is intended for citizens or legal residents of the United States. Investment advice generated by Morningstar Retirement Manager is based on information provided and limited to the investment options available in the defined contribution plan. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Results may vary with each use and over time.All investments involve risk, including the loss of principal. There can be no assurance that any financial strategy will be successful. There is no guarantee that the results of their advice, recommendations or objectives of a strategy will be achieved.

The Morningstar® Retirement Manager℠ platform is offered by Morningstar, Inc. and is intended for citizens or legal residents of the United States or its territories.