CAL Bank Ltd CAL

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CAL is trading at a 32% premium.
Price
GHS 0.31
Fair Value
GHS 3.17
Uncertainty
Extreme
1-Star Price
GHS 2.57
5-Star Price
GHS 7.55
Economic Moat
Fxqpw
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
Price/Sales
0.27
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & centralized risk management activities through borrowings & investing in liquid assets. The Retail & Business Banking segment provides loans & overdrafts, & handles the deposits & other transactions of SMEs, & individual customers such as funds transfer, standing orders, and ATM Card services. The majority revenue is generated from Retail & business banking.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
882

Comparables

Valuation

Metric
CAL
SCB
ADB
Price/Earnings (Normalized)
3.52
Price/Book Value
1.571.22
Price/Sales
0.271.657.12
Price/Cash Flow
2.552.79
Price/Earnings
CAL
SCB
ADB

Financial Strength

Metric
CAL
SCB
ADB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
CAL
SCB
ADB
Return on Assets (Normalized)
−6.08%5.88%−9.09%
Return on Equity (Normalized)
−281.22%44.78%−220.71%
Return on Invested Capital (Normalized)
Return on Assets
CAL
SCB
ADB

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