Skip to Content
Morningstar

U.S. Bancorp USB

Morningstar Rating
Unlock
Stock XNYS Rating as of
$39.77 −0.76 (1.88%)
View Full Chart
As of Delayed Price Post-Trading: $39.80 0.00
Unlock our analysis with Morningstar Investor
Start Free Trial

Company Report

View Archive

Small Increase to Our U.S. Bancorp Fair Value Estimate, as Fed-Funds Rate Likely at Peak

Michael Wong, Eric Compton

U.S. Bancorp is the largest non-GSIB in the U.S. and has been one of the most profitable regional banks we cover. Few domestic competitors can match its operating efficiency and returns on equity over the past 15 years. While the bank has performed admirably, if we were to have a complaint, it would be that the bank has had a hard time further optimizing efficiency and returns while some peers seem to be gradually "catching up" over time.

Read Full Report

Price vs Fair Value

View History
USB is trading at a 634% premium.
Price
$40.53
Fair Value
$67.00
Uncertainty
Medium
1-Star Price
$55.83
5-Star Price
$39.60
Economic Moat
Hbfk
Capital Allocation
Dqrymmnbtp

Bulls Say, Bears Say

Bulls

Strong fee revenue in moaty businesses, such as payments, helps insulate U.S. Bancorp from a flatter yield curve environment and drives higher returns on equity.

Bears

Every time interest rates go higher, it pressures banks more and more. If rates go higher than expected, it could drive more unrealized losses and put additional pressure on bank earnings.

Show More
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if USB is a good fit for your portfolio.
Get 7 Days Free

News

View All

Trading Information

Previous Close Price
$40.53
Day Range
$39.65–40.71
52-Week Range
$29.33–45.85
Bid/Ask
$39.80 / $39.91
Market Cap
$62.06 Bil
Volume/Avg
7.4 Mil / 7.8 Mil

Key Statistics

Price/Earnings (Normalized)
9.85
Price/Sales
2.25
Dividend Yield (Trailing)
4.85%
Dividend Yield (Forward)
4.90%
Total Yield
4.85%

Company Profile

As a diversified financial-services provider, U.S. Bancorp is one of the nation's largest regional banks, with branches in roughly 26 states, primarily in the Western and Midwestern United States. The bank offers many services, including retail banking, commercial banking, trust and wealth services, credit cards, mortgages, and other payments capabilities.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Large Value
Total Number of Employees
75,465
Website
https://www.usbank.com

Competitors

Valuation

View More
Metric
USB
WFC
BAC
Price/Earnings (Normalized)
 9.8511.7413.30
Price/Book Value
 1.281.311.18
Price/Sales
 2.252.703.25
Price/Cash Flow
 6.047.908.62
Price/Earnings
USB
WFC
BAC

Financial Strength

Metric
USB
WFC
BAC
Quick Ratio
 ———
Current Ratio
 ———
Interest Coverage
 ———
Quick Ratio
No chart available

Profitability

Metric
USB
WFC
BAC
Return on Assets (Normalized)
 0.95%1.00%0.92%
Return on Equity (Normalized)
 13.55%11.72%11.28%
Return on Invested Capital (Normalized)
 ———
Return on Assets
USB
WFC
BAC
See how this stock stacks up to its competitors with Morningstar Investor
Start Free Trial

Banks - Regional Industry Comparables

Screen in Investor
Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRHlyjvxwxMrwdx$82.3 Bil
ISNPY
Intesa Sanpaolo ADRCktwblkkksTtt$70.6 Bil
PNC
PNC Financial Services Group IncSzfctgnpMcqbw$61.4 Bil
ITUB
Itau Unibanco Holding SA ADRBrmxkfqQly$56.0 Bil
TFC
Truist Financial CorpLvtcdgwrwPpzkhb$51.4 Bil
MFG
Mizuho Financial Group Inc ADRYmrnhtcBds$51.1 Bil
LYG
Lloyds Banking Group PLC ADRCgtfnrfKhztyw$43.9 Bil
NWG
NatWest Group PLC ADRDgklsCvdr$34.1 Bil
DB
Deutsche Bank AGSbsRvdb$33.6 Bil

Sponsor Center