SBFC Finance Ltd SBFC

Morningstar Rating
₹93.73 +2.82 (3.10%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

SBFC is trading at a 81% premium.
Price
₹93.33
Fair Value
₹86.44
Uncertainty
High
1-Star Price
₹184.57
5-Star Price
₹26.50
Economic Moat
Qxcdh
Capital Allocation

Trading Information

Previous Close Price
₹90.91
Day Range
₹92.3696.50
52-Week Range
₹72.40105.81
Bid/Ask
₹93.70 / ₹93.73
Market Cap
₹100.81 Bil
Volume/Avg
21.1 Mil / 4.8 Mil

Key Statistics

Price/Earnings (Normalized)
35.48
Price/Sales
9.89
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer’s pace. The company generates the majority of its revenue from Interest Income.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Mid Growth
Total Number of Employees
3,774

Comparables

Valuation

Metric
SBFC
542759
544027
Price/Earnings (Normalized)
35.489.3812.74
Price/Book Value
3.651.181.97
Price/Sales
9.891.772.54
Price/Cash Flow
30.565.2013.47
Price/Earnings
SBFC
542759
544027

Financial Strength

Metric
SBFC
542759
544027
Quick Ratio
1.561.441.58
Current Ratio
1.681.441.60
Interest Coverage
Quick Ratio
SBFC
542759
544027

Profitability

Metric
SBFC
542759
544027
Return on Assets (Normalized)
Return on Equity (Normalized)
Return on Invested Capital (Normalized)
Return on Assets
SBFC
542759
544027

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