Cholamandalam Investment and Finance Co Ltd CHOLAFIN

Morningstar Rating
₹1,605.05 −36.70 (2.24%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CHOLAFIN is trading at a 393% premium.
Price
₹1,639.73
Fair Value
₹2,247.92
Uncertainty
Very High
1-Star Price
₹3,928.38
5-Star Price
₹6,133.74
Economic Moat
Wgc
Capital Allocation

Trading Information

Previous Close Price
₹1,641.75
Day Range
₹1,598.601,638.00
52-Week Range
₹1,011.201,652.00
Bid/Ask
₹1,605.05 / ₹1,605.10
Market Cap
₹1.35 Tril
Volume/Avg
596,867 / 1.4 Mil

Key Statistics

Price/Earnings (Normalized)
37.31
Price/Sales
12.69
Dividend Yield (Trailing)
0.12%
Dividend Yield (Forward)
0.12%
Total Yield
0.12%

Company Profile

Cholamandalam Investment and Finance Co Ltd serves as the financial services arm of the Murugappa Group. Its subsidiaries include Cholamandalam Securities Limited (CSEC) and Cholamandalam Home Finance Limited (CHFL). The company's operating segments include; Vehicle finance loans its key revenue generating segment, which provides loans for the purchase of vehicles, tractors, and construction equipment; the Home Loans segment includes loans given for the acquisition of residential property; Loan against property includes loans to the customer against immovable property; and Other loans represents loans against shares and SME loans. The company also offers investment advisory and stockbroking services. It operates solely in India.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Large Growth
Total Number of Employees
38,241

Comparables

Valuation

Metric
CHOLAFIN
542759
533519
Price/Earnings (Normalized)
37.319.3818.64
Price/Book Value
7.091.181.99
Price/Sales
12.691.775.90
Price/Cash Flow
26.415.20
Price/Earnings
CHOLAFIN
542759
533519

Financial Strength

Metric
CHOLAFIN
542759
533519
Quick Ratio
1.44
Current Ratio
1.44
Interest Coverage
Quick Ratio
CHOLAFIN
542759
533519

Profitability

Metric
CHOLAFIN
542759
533519
Return on Assets (Normalized)
Return on Equity (Normalized)
Return on Invested Capital (Normalized)
Return on Assets
CHOLAFIN
542759
533519

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