Credit Acceptance Corp CACC
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
News
-
Credit Acceptance Announces Completion of $600.0 Million Asset-Backed Financing
-
Credit Acceptance Announces Increase and Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing
-
Credit Acceptance Named One of the 2024 Best Workplaces in Financial Services & Insurance™ by Great Place To Work® and Fortune
-
Credit Acceptance Named One of PEOPLE Magazine’s 100 Companies that Care for Third Consecutive Year
-
Credit Acceptance Announces Second Quarter 2024 Results
-
Credit Acceptance Announces Timing of Second Quarter 2024 Results and Webcast
-
Credit Acceptance Named One of the Best Workplaces for Millennials by Fortune
-
Credit Acceptance Named a Top Workplace in Financial Services
Trading Information
- Previous Close Price
- —
- Day Range
- —–—
- 52-Week Range
- —–—
- Bid/Ask
- — / —
- Market Cap
- —
- Volume/Avg
- — / —
Key Statistics
- Price/Earnings (Normalized)
- 10.94
- Price/Sales
- 2.82
- Dividend Yield (Trailing)
- 0.00%
- Dividend Yield (Forward)
- 0.00%
- Total Yield
- 8.08%
Company Profile
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Core
- Total Number of Employees
- 2,232
- Website
- https://www.creditacceptance.com
Comparables
Valuation
|
Metric
|
CACC
|
RM
|
LFG
|
|---|---|---|---|
Price/Earnings (Normalized) | 10.94 | 11.70 | 9.69 |
Price/Book Value | 3.44 | 0.95 | 0.87 |
Price/Sales | 2.82 | 0.62 | 0.71 |
Price/Cash Flow | 5.15 | 1.20 | — |
Price/Earnings
CACC
RM
LFG
Financial Strength
|
Metric
|
CACC
|
RM
|
LFG
|
|---|---|---|---|
Quick Ratio | 22.06 | — | 0.46 |
Current Ratio | 23.56 | — | 0.46 |
Interest Coverage | — | — | 1.12 |
Quick Ratio
CACC
RM
LFG
Profitability
|
Metric
|
CACC
|
RM
|
LFG
|
|---|---|---|---|
Return on Assets (Normalized) | 6.64% | 1.98% | 0.83% |
Return on Equity (Normalized) | 30.47% | 10.55% | 11.18% |
Return on Invested Capital (Normalized) | 7.13% | — | 6.99% |
Return on Assets
CACC
RM
LFG
Credit Services Industry Comparables
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| Visa Inc Class A
V
| Gmnwqjx | Lmldt | $528.7 Bil | |||
| Mastercard Inc Class A
MA
| Ypwgcnvd | Dlh | $453.9 Bil | |||
| American Express Co
AXP
| Styjnmwd | Zsny | $190.6 Bil | |||
| PayPal Holdings Inc
PYPL
| Hxxvygm | Glwjbgq | $81.8 Bil | |||
| Capital One Financial Corp
COF
| Ztyjbcbd | Wlywzd | $56.4 Bil | |||
| Discover Financial Services
DFS
| Cffybwhn | Rcxtjy | $34.7 Bil | |||
| Synchrony Financial
SYF
| Gkjdysqk | Shsh | $19.4 Bil | |||
| Ally Financial Inc
ALLY
| Dtsmnqbj | Pdv | $10.6 Bil | |||
| SoFi Technologies Inc Ordinary Shares
SOFI
| Fbrtljrc | Bpvz | $8.3 Bil | |||
| The Western Union Co
WU
| Ssjfnqjqf | Rjzcnz | $4.1 Bil |
United States