Bank AL Habib Ltd BAHL

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

BAHL is trading at a 79% premium.
Price
PKR 100.26
Fair Value
PKR 599.79
Uncertainty
Very High
1-Star Price
PKR 614.56
5-Star Price
PKR 13.84
Economic Moat
Jckv
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
2.69
Price/Sales
0.64
Dividend Yield (Trailing)
16.46%
Dividend Yield (Forward)
16.46%
Total Yield
16.46%

Company Profile

Bank AL Habib Ltd is a banking company in Pakistan. It provides banking services consisting of retail banking, current & savings accounts, credit cards, consumer banking products, provision of banking & other financial services to individual customers, small merchants & small-medium enterprises. The company also provides commercial banking such as banking services including treasury & international trade-related activities to large corporate customers, multinational companies, and government, & semi-government departments & institutions. Geographically, it operates in Pakistan, the Middle East & Asia- Pacific. The majority of revenue is from the Commercial banking segment.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
20,532

Comparables

Valuation

Metric
BAHL
FABL
UBL
Price/Earnings (Normalized)
2.692.705.94
Price/Book Value
0.810.751.33
Price/Sales
0.640.742.02
Price/Cash Flow
1.643.065.17
Price/Earnings
BAHL
FABL
UBL

Financial Strength

Metric
BAHL
FABL
UBL
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
BAHL
FABL
UBL
Return on Assets (Normalized)
1.43%1.95%1.09%
Return on Equity (Normalized)
31.17%30.46%23.59%
Return on Invested Capital (Normalized)
Return on Assets
BAHL
FABL
UBL

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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U.S. Bancorp
USB
HhfsgtgkQqbl$70.7 Bil
Itau Unibanco Holding SA ADR
ITUB
DswwtcwWhkc$61.2 Bil
Truist Financial Corp
TFC
CzmpyrksRlhhkd$56.7 Bil
Mizuho Financial Group Inc ADR
MFG
PkgbvkyqsChtbv$50.7 Bil
Lloyds Banking Group PLC ADR
LYG
DwlgxdcKjtzbm$48.3 Bil
NatWest Group PLC ADR
NWG
LnrksphjYxj$38.2 Bil
Deutsche Bank AG
DB
NgdpGrky$33.6 Bil

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