Bank Alfalah Ltd BAFL

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

BAFL is trading at a 832% premium.
Price
PKR 62.81
Fair Value
PKR 89.32
Uncertainty
Very High
1-Star Price
PKR 793.85
5-Star Price
PKR 92.80
Economic Moat
Zrq
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
2.41
Price/Sales
0.60
Dividend Yield (Trailing)
14.39%
Dividend Yield (Forward)
14.39%
Total Yield
14.39%

Company Profile

Bank Alfalah Ltd provides banking and financial services. The company's reportable segments include Retail banking, Corporate Banking, Treasury, Digital banking, Islamic banking, International Operations and Others. It generates maximum revenue from the Retail banking segment. Retail banking segment includes loans, deposits, trading activity, wealth management and other banking transactions with retail, individual, commercial and small and middle sized customers of the Bank. Geographically, it derives a majority of revenue from Pakistan.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
14,852

Comparables

Valuation

Metric
BAFL
UBL
MCB
Price/Earnings (Normalized)
2.415.943.90
Price/Book Value
0.651.331.14
Price/Sales
0.602.021.36
Price/Cash Flow
2.255.174.51
Price/Earnings
BAFL
UBL
MCB

Financial Strength

Metric
BAFL
UBL
MCB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
BAFL
UBL
MCB
Return on Assets (Normalized)
1.33%1.09%2.65%
Return on Equity (Normalized)
29.79%23.59%30.32%
Return on Invested Capital (Normalized)
Return on Assets
BAFL
UBL
MCB

Banks - Regional Industry Comparables

1-Day Chart
Name
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Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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Mizuho Financial Group Inc ADR
MFG
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Lloyds Banking Group PLC ADR
LYG
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NatWest Group PLC ADR
NWG
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Deutsche Bank AG
DB
BccnRbk$33.6 Bil

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