Spandana Sphoorty Financial Ltd 542759

Morningstar Rating
₹596.75 +4.35 (0.73%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

542759 is trading at a 266% premium.
Price
₹589.54
Fair Value
₹3,226.45
Uncertainty
Very High
1-Star Price
₹9,673.13
5-Star Price
₹369.99
Economic Moat
Lgw
Capital Allocation

Trading Information

Previous Close Price
₹592.40
Day Range
₹590.35608.05
52-Week Range
₹586.101,243.10
Bid/Ask
₹596.70 / ₹597.40
Market Cap
₹42.59 Bil
Volume/Avg
17,094 / 21,874

Key Statistics

Price/Earnings (Normalized)
9.38
Price/Sales
1.77
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

Spandana Sphoorty Financial Ltd is a rural-focused non-banking financial company with a geographically diversified presence in India. It offers income generation loans under the joint liability group model, predominantly to women from low-income households in rural areas. Further, it also offers, Gold loans, Interim loans, Loan against Property, and others. It has a single business segment which is financing. The company operates in India and generates key revenue from giving loans.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
13,097

Comparables

Valuation

Metric
542759
533398
542774
Price/Earnings (Normalized)
9.3818.1789.91
Price/Book Value
1.183.258.26
Price/Sales
1.778.0016.21
Price/Cash Flow
5.2019.1697.28
Price/Earnings
542759
533398
542774

Financial Strength

Metric
542759
533398
542774
Quick Ratio
1.441.58
Current Ratio
1.441.62
Interest Coverage
Quick Ratio
542759
533398
542774

Profitability

Metric
542759
533398
542774
Return on Assets (Normalized)
4.98%
Return on Equity (Normalized)
19.40%
Return on Invested Capital (Normalized)
Return on Assets
542759
533398
542774

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