Along with Equifax and Experian, TransUnion is one the Big Three consumer credit bureaus. Given the fixed costs inherent in a data-intensive business, TransUnion has been able to generate meaningful margin expansion over the past several years.
After guidance misses and other issues, TransUnion's shares are cheap relative to peers and thus offer more room for upside.
Growth is primarily driven by volume, as pricing for core credit reports has typically been flat.
|
Metric
|
TRU
|
MCO
|
EFX
|
|---|---|---|---|
Price/Earnings (Normalized) | 28.70 | 42.01 | 42.15 |
Price/Book Value | 4.88 | 22.82 | 7.64 |
Price/Sales | 5.06 | 13.26 | 6.61 |
Price/Cash Flow | 25.77 | 34.82 | 29.74 |
|
Metric
|
TRU
|
MCO
|
EFX
|
|---|---|---|---|
Quick Ratio | 1.42 | 1.39 | 0.67 |
Current Ratio | 1.66 | 1.52 | 0.79 |
Interest Coverage | 0.58 | 7.88 | 4.18 |
|
Metric
|
TRU
|
MCO
|
EFX
|
|---|---|---|---|
Return on Assets (Normalized) | 6.32% | 14.06% | 5.38% |
Return on Equity (Normalized) | 17.19% | 60.77% | 14.61% |
Return on Invested Capital (Normalized) | 9.40% | 20.67% | 8.13% |
|
1-Day Chart
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Morningstar Rating for Stocks
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United States