Credit Saison Co Ltd 8253

Morningstar Rating
¥‎3,644.00 −13.00 (0.36%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

8253 is trading at a 120% premium.
Price
¥‎3,579.70
Fair Value
¥‎4,622.41
Uncertainty
Very High
1-Star Price
¥‎4,466.17
5-Star Price
¥‎9,481.52
Economic Moat
Hksqh
Capital Allocation

Trading Information

Previous Close Price
¥‎3,657.00
Day Range
¥‎3,630.003,710.00
52-Week Range
¥‎2,132.503,710.00
Bid/Ask
¥‎3,621.00 / ¥‎3,622.00
Market Cap
¥‎574.98 Bil
Volume/Avg
216,900 / 781,438

Key Statistics

Price/Earnings (Normalized)
12.09
Price/Sales
1.36
Dividend Yield (Trailing)
2.32%
Dividend Yield (Forward)
5.74%
Total Yield
2.32%

Company Profile

Credit Saison Co Ltd is a consumer finance company operating primarily in Japan. Saison operates in five reportable business segments: credit services, leasing, finance, real estate, and entertainment. Of these, credit services make up the vast majority of revenue. The company is one of Japan's leading card companies. The company issues Visa, MasterCard, American Express, and affinity cards carrying the Saison brand to a multitude of cardholders. Saison also provides insurance and asset management. The company is affiliated with the Mizuho Financial Group.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Mid Value
Total Number of Employees
9,825

Comparables

Valuation

Metric
8253
8771
8584
Price/Earnings (Normalized)
12.0921.356.01
Price/Book Value
0.853.080.60
Price/Sales
1.367.500.74
Price/Cash Flow
6.3719.583.81
Price/Earnings
8253
8771
8584

Financial Strength

Metric
8253
8771
8584
Quick Ratio
10.312.751.88
Current Ratio
10.773.051.91
Interest Coverage
4.93
Quick Ratio
8253
8771
8584

Profitability

Metric
8253
8771
8584
Return on Assets (Normalized)
2.45%17.36%0.89%
Return on Equity (Normalized)
15.51%23.45%15.20%
Return on Invested Capital (Normalized)
3.32%21.51%1.07%
Return on Assets
8253
8771
8584

Credit Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Visa Inc Class A
V
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Mastercard Inc Class A
MA
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American Express Co
AXP
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PayPal Holdings Inc
PYPL
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Capital One Financial Corp
COF
RlghyddqqZbcfrv$56.4 Bil
Discover Financial Services
DFS
DhygfstmNnmpr$34.7 Bil
Synchrony Financial
SYF
QfwdwldtKzzj$19.4 Bil
Ally Financial Inc
ALLY
PkrblfkBssq$10.6 Bil
SoFi Technologies Inc Ordinary Shares
SOFI
WwzkgjggjGdb$8.3 Bil
The Western Union Co
WU
HmtdkwzSgjcws$4.1 Bil

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