The Retirement Solutions Group at Morningstar Investment Management LLC, a registered investment adviser, specializes in providing products and services for workplace retirement plans. Our goal is to not only help people save for the retirement they want, but to help them make their money last once they get there. We strive to uphold the mission of our parent company, Morningstar, Inc., to empower investor success.

©2023 Morningstar Investment Management LLC. All rights reserved. Managed Accounts is offered by Morningstar Investment Management LLC and is intended for citizens or legal residents of the United States or its territories. The portfolios available to you through Managed Accounts were created by an investment adviser (the “IA”) chosen by your employer. Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc., is responsible for choosing the portfolio for your retirement plan account from those created by the IA. The IA is not affiliated with Morningstar Investment Management and Morningstar Investment Management is not responsible for the portfolios the IA creates. The IA is not responsible for the portfolio selection made by Morningstar Investment Management for you, nor for other recommendations made by Morningstar Investment Management through Managed Accounts. Investment advice delivered by Morningstar Investment Management is based on information provided and limited to the investment options available in your retirement plan. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Results may vary with each use and over time.The information contained in this document is the proprietary material of Morningstar Investment Management. Reproduction, transcription, or other use, by any means, in whole or in part, without the prior written consent of Morningstar Investment Management, is prohibited. The information, data, and opinions shown here in and any related output generated includes proprietary information of Morningstar Investment Management and may not be copied or redistributed for any purpose. Morningstar Investment Management does not warrant this information to be accurate, complete, or timely and is not responsible for any damages or losses arising from the use of this information. Opinions expressed are as of the current date; such opinions are subject to change without notice

Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantee of future results. Results may vary with each use and over time. The Morningstar name and logo are registered marks of Morningstar, Inc. The Easy Enroll process uses a limited amount of information relevant to your financial situation.Morningstar Investment Management encourages participants who want a more personalized experience to use the full enrollment process instead of the streamlined process. Participants can access the full enrollment process by logging into Advisor Managed Accounts through the plan provider’s website. The full enrollment process allows you to provide additional information about your retirement situation and goals so that Advisor Managed Accounts can further customize your retirement strategy. If you have additional assets outside of their retirement plan, have a spouse or partner you’d like Morningstar Investment Management to consider, want to restrict certain securities from being used in your retirement account, or want to change the suggestions we’ve made for you through the Easy Enroll process or see how changes would impact your retirement strategy, please go to your plan provider site to access the full user interface experience.

All investments involve risk, including the loss of principal. There can be no assurance that any financial strategy will be successful. Morningstar Investment Management does not guarantee that the results of their advice, recommendations or objectives of a strategy will be achieved