Should We Have More Annuities? Tackling Obstacles on the Path to Retirement Security
Should We Have More Annuities? Tackling Obstacles on the Path to Retirement Security
In a world where most individuals do not have the comfort of a defined-benefit plan, many may benefit from some form of guaranteed income to supplement Social Security. In this report, we examine the arguments for a shift towards retirement investing in annuity products offering guaranteed income beginning at or after retirement age – and the barriers to that goal.

What's Inside
What's Inside
- How guaranteed income products can solve key challenges for retirees looking to ensure that they do not run out of money
- Legal barriers preventing the integration of annuity products into retirement plans
- Congressional and agency efforts that may be able to mitigate legal and regulatory barriers preventing access to annuities