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Personal Finance
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Personal Finance Topics
Taxes
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Inherited IRAs: What to Know About Taxes, RMDs, and More
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3 Tax-Free Funds That Are Gems
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How to Use Taxable Bonds in a Portfolio
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4 Ways to Take Control in an Uncertain Market
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The Big Retirement Myth
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Tax-Efficient Portfolios for Fidelity Investors
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Don’t Make These Fatal Errors With IRA Rollovers
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Tax-Efficient Portfolios for Vanguard Investors
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How to Avoid Unintended Distributions from Inherited IRAs and 401(k)s
Saving and Spending
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How Well Does the Bucket Approach to Retirement Planning Work in Practice?
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The Number One Way Americans are Becoming Millionaires
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Tips to Help You Spend Less (or More) in Retirement
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Three-Fund IRA Portfolios for Fidelity Investors
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Model IRA Portfolios for Vanguard Investors
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4 Ways to Take Control in an Uncertain Market
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How to Bridge a Retirement Shortfall
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The Time is Right for a National Retirement Savings Plan
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A Hierarchy for Retirement Savings
Healthcare
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What Happens to Your HSA in Retirement?
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3 Tricks for Getting the Most Out of Your HSA
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The Best HSA Providers
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How to Retire: Stay Flexible With Your Retirement Spending
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When Do You Get Kicked Off Your Parents’ Insurance?
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What Can My HSA Be Used For?
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Obesity Drugs: Can New Firms Take Market Share From Eli Lilly and Novo Nordisk?
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HSA vs. FSA: How to Choose One
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Don’t Settle for a Subpar Health Savings Account
Save for College
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5 Takeaways on the 529 Savings Plan Landscape
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Morningstar’s Top-Ranked 529 Plans
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Tips for Navigating the New FAFSA
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529 State Tax Benefits in 2024
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Should You Worry About Overfunding Your 529 Plan?
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Your 529 Plan Questions, Answered
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What Can a 529 Plan Be Used For?
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An Investing Road Map for Midcareer Accumulators
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Why You Should Fill Out the FAFSA (Even if You Think It’s a Waste of Time)
Housing
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Is the Fed’s Plan to Avoid a Recession Working?
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7 Steps to Affording a Home in Today’s Real Estate Market
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Downsize or Take Out a Reverse Mortgage? Here’s What to Consider
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Don Graves and Wade Pfau: How Home Equity Affects Retirement Planning
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Pay Off Your Mortgage Early or Invest?
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Jonathan Clements: ‘Humility Is a Hallmark of People Who Are Financially Successful’
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When Will Mortgage Rates Go Down?
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Will You Owe Taxes When You Sell Your Home?
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Why I Don’t Own a Home
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Key Rules for a Backdoor Roth IRA Contribution
Circumventing the Roth IRA MAGI limit is a multistep process that should be started now.
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These little funds have huge growth potential.
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When Do You Get Kicked Off Your Parents’ Insurance?
After you lose your parents’ coverage, these are your health insurance options.
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What Can My HSA Be Used For?
Use your health savings account to cover these healthcare costs.
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Ankur Crawford: ‘When Software Begins to Write Software, Innovation Is Exponential’
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3 Steps to Uncovering Your True Financial Goals
A process to help you identify what really drives you.
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What to Know About the New TSP I Fund
The TSP I Fund gets worldlier, though it bypasses China and Hong Kong as it steps into new markets.
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HSA vs. FSA: How to Choose One
Get to know the differences between them and find out which one is right for you.
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The Important Parts of Investing You Can’t Quantify
In praise of what can’t be measured.
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Don’t Settle for a Subpar Health Savings Account
Investors have a valuable escape hatch if their employer-provided HSA comes up short.
Financial Planning Tips for the Latino Community
Wealth advisor Catalina Franco-Cicero discusses the unique challenges facing Hispanic households and how to help mitigate them.
Christine Benz: How to Retire
Morningstar’s director of personal finance discusses her new book, the bucket approach, and why retirement shouldn’t be a math problem.
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Inherited IRAs: What to Know About Taxes, RMDs, and More
Understanding the complex considerations when inheriting an IRA.
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Can You Save Too Much in a Health Savings Account?
Even savers whose assets exceed their healthcare expenses have some escape hatches.
Hendrik Bessembinder: Do Stocks Outperform Treasury Bills?
The Arizona State professor delves into his provocative finding that most stocks have underperformed cash over time and the implications for investors’ portfolios.
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How Crypto Fueled a Recent Explosion of Investment Fraud
The AARP director of fraud prevention breaks down how billions of dollars are leaving the US economy through crime and discusses the life-altering consequences of ‘financial grooming’ on investors.
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How to Benchmark Your Portfolio
If you’re evaluating your portfolio, make sure you’re using a benchmark that reflects what you’re actually trying to see.
Kathy Stokes: How to Protect Yourself from Investment Fraud
AARP’s director of fraud prevention discusses the growing threat of crypto-related scams, who is most at risk, and signs investors can watch for.
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Tips to Help You Spend Less (or More) in Retirement
A change in mindset could set you on track for smarter retirement spending decisions.
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