Retirement
Plan ahead for your retirement. We cover building a retirement portfolio, maximizing your 401(k) and more. Get access to our investment specialists' model portfolios for retirement savers to get started.
Featured
Retirement Topics
Retirement Income
-
How Retirement Income Guardrails Can Ease Clients’ Worries
-
Should Your Retirement Withdrawals Mirror RMDs?
-
Generating Retirement Income Just Got Easier—or Did It?
-
What’s Your Retirement Income Style?
-
Is a New Age on the Horizon for 401(k) Participants?
-
How Retirees Can Avoid the ‘Tax Torpedo’
-
What Higher Interest Rates Mean for Retirement Cash Flows
-
The 4% Retirement Rule Is Just a Starting Point
-
3 Tricky Decisions for Every Retirement Plan
IRAs
-
Inherited IRA Investors Get Another Break, but the Clock Is Ticking on RMDs
-
What to Know About Saving for Retirement and Roth IRA Conversions
-
Avoid RMD Shortfalls With These 5 Top Rules on Life Expectancy
-
Ed Slott: How Rules on Eligible Designated Beneficiaries Changed for Inherited IRAs
-
4 Financial Tasks You Shouldn’t Put Off
-
Should Your Retirement Withdrawals Mirror RMDs?
-
Roth or Traditional IRA: Which Should You Choose?
-
What the New DOL Fiduciary Rule Means for Your Clients
-
IRS Extends Waiver of Excise Tax for Inherited IRAs, but Not RMDs
401(k)s
-
How Much Should I Have in My 401(k)?
-
Can I Take a Loan From My 401(k)?
-
When Cashing Out an Old 401(k) Makes Sense
-
No, 401(k) Funds Do Not Cost 2% Per Year
-
Why You Should Clean Up Those Old 401(k)s
-
How to Handle a 401(k) Hardship Withdrawal
-
Can a Taxable Account Beat a 401(k)?
-
How to Roll Over an Old 401(k)
-
Mike Moran: Taking the Temperature on Retirement Readiness
Estate Planning
-
Ed Slott: How Rules on Eligible Designated Beneficiaries Changed for Inherited IRAs
-
4 Financial Tasks You Shouldn’t Put Off
-
How to Make a Tax-Free Donation From Your IRA
-
3 Charitable Investment Strategies That Deliver Higher Tax Benefits
-
3 Tax-Friendly Charitable-Giving Strategies for Retirees
-
How Advisors Can Help Clients Benefit From Legacy IRAs
-
How to Give to Charity and Save on Taxes
-
Year-End Charitable-Giving Strategies
-
A New Way to Achieve Charitable Goals While Saving on Taxes
More in Retirement
What to Know About the Federal Thrift Savings Plan TSP G Fund
Be mindful of the opportunity costs of this conservative investing option.
Roth or Traditional IRA: Which Should You Choose?
Here’s a simple system to help you break down the choice.
The 7 Best Retirement Books
Start finding the answers to the biggest, and most important, retirement questions with this book list.
What the New DOL Fiduciary Rule Means for Your Clients
Retirement savers get new protections as DOL extends fiduciary standard to IRAs.
There’s No Evidence of a Retirement Crisis
The New York Times stretches too far.
The Final DOL Fiduciary Rule Has Arrived. Here’s What It Means for Investors
We see the most benefits for participants in small retirement plans and investors rolling into fixed index annuities.
Generating Retirement Income Just Got Easier—or Did It?
A new breed of target-date fund provides insurance against running out of money in retirement.
What’s Your Retirement Income Style?
Let’s stop bickering about the ‘right’ way to generate retirement cash flows.
IRS Extends Waiver of Excise Tax for Inherited IRAs, but Not RMDs
The waiver for certain beneficiaries subject to the 10-year rule has been extended to 2024. Here’s what to know.
Is a New Age on the Horizon for 401(k) Participants?
As BlackRock launches its target-date series with annuities, we look back at the history of retirement-income solutions.
I’m 65 and Still Working. Should I Enroll in Medicare?
How to decide if it’s the right time to sign up for Medicare and the costs of late enrollment.
4 Big Fund Downgrades
These Morningstar Medalists have gone from great to simply good.
Can Converting to a Roth IRA Reduce Future RMDs?
Tax and IRA expert Ed Slott says you may want to make this change earlier than you think.
What to Know About Recharacterizing Your IRA Contribution
You can switch your traditional or Roth IRA contribution, but critical rules apply.
You Can Make IRA Contributions at Any Age, but Should You?
Traditional IRA contributions after RMD age may make sense, but it depends on your tax situation.
An Investing Road Map for Retirees
Tips on asset allocation, Social Security, annuities, withdrawal rates, and more.
Take This Simple Step As You Approach Retirement
Don’t wait until the last minute to fill your cash ‘bucket.’
3 Risks Higher Interest Rates Pose to Your Retirement Plan
How to avoid the pitfalls.
How Retirees Can Avoid the ‘Tax Torpedo’
Some retirement researchers are challenging the traditional thinking on tax efficiency, Social Security, and drawdowns.
Target-Date Funds and Annuities ... It’s Complicated
A new wave of target-date strategies with annuities is here.